No-Fee, Low-APR Credit Cards in Lafayette, New Iberia, and the Greater Acadiana Area


Apply for Our Cajun Credit® Visa Classic or Gold Card Today

There is no monthly fee, no annual fee, and no fee to transfer. Cards are issued based on your credit rating. Membership at First Pioneers does not guarantee approval.

The Gold Card has an introductory rate of 6.75% APR* and 9.75% APR* for the Classic Card. The introductory rate is good for six months (or 12 months if you transfer a balance of $250 or more from another credit card). After the introductory rate, the rates are 8.75% APR* (Gold) and 12.75% APR* (Classic). The card is good at any merchant and any ATM that honors Visa.

Click below to apply online and you will be sent to a secure site to complete the application. Applications can generally be qualified by the end of the next business day. The card itself will take seven to ten business days. If you already have a First Pioneers FCU Visa Card, you can review your statement or pay your bill.

Experience the Benefits of Cajun Credit Visa Credit Cards

Our Visa credit cards offer great benefits to members in Lafayette, Acadia, St. Martin, Vermilion, and Iberia parishes. With no annual fees, low APR, and low introductory rates, these cards are designed to fit your needs. Apply today or visit our branches in Lafayette or New Iberia to get started in person and join the many satisfied members enjoying the advantages of our credit cards.