At First Pioneers Federal Credit Union we offer full service vehicle loans designed to save you money, time and frustration.
If they offer you 0% financing, is that really a good deal for you? Did you know that only 8% of new car buyers qualify for the 0% rate? Call one of our loan officers and let them run the payment and rate comparison for you or go to calculators and run them yourself. We almost always beat the dealer offers that you let us know about .
- Preapprovals available! Get your loan approved first, then shop for your vehicle. When you find just the right car for you, have the salesman fax us the vehicle buying order and we will do the rest. Click onto application and start the process.
- We will handle the registration hassle for you. We can assist you with vehicle pricing so you know you are getting the best deal available.
- Low monthly payments. See our calculators to determine your payments.
- Preferential rates when you have a significant financial relationship with First Pioneers Federal Credit Union.
- There is no prepayment penalty. The simple interest is calculated on the average monthly balance and you can pay your loan out any time.
- Extended warranty coverage available. Our policy covers more than the insurance the dealers offer and generally costs much less.
- Low price Gap insurance available. With this feature, you will never be “upside down” on your car loan when you want to sell or trade your car.
- Credit life and credit disability protection available.
On new vehicles, qualified borrowers can finance up to 100% of the vehicle purchase price plus tax, title and license with up to 7 year term.