Here are some other types of loans that we make for our qualifying members.

SHARE OR CERTIFICATE SECURED

With these loans, you are borrowing “your own money”. You want a sum of money, but you don’t want to touch your savings. So you pledge the money you have saved and we make you a loan with that savings as collateral. You only pay 2.5% APY above the current rate of the savings being pledged.

This is an outstanding way for a member to establish their credit rating for the first time. It is also a way for a member to reestablish a credit rating that has had problems in the past. Members can use their own funds as pledges or those of any other member, as long as that member authorizes it.

OVERDRAFT PROTECTION LOAN

With these loans, you tie your checking account to your overdraft protection loan. Instead of charging a fee for checks that do not have enough balance to clear (NSF), a draw is made on the loan for $100. You save a fee for a nominal interest rate.

OTHER COLLATERALIZED LOANS

The Credit Union will make loans on items of personal property. Boats/motors, jet skis, three wheelers, four wheelers and tractors are examples.

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Loans & Applications

Interested in a loan? You’ve come to the right place.

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