Rates

Credit Rating	A+ APR*
	as low as 4.75%

Used Cars

Credit Rating	A+ APR*
	as low as 6.75%

Boats, Jet Skis & Motorcycles

Credit Rating	A+ APR*
Up to 120 Months	as low as 6.75%

RV's & Campers

Credit Rating	A+ APR*
Up to 144 months	as low as 7.00%

Mobile Homes / New and Used

Credit Rating	A+ APR*
Up to 120 months	as low as 9.50%

Share/CD Secured Loans

Credit Rating	A+ APR*
SHARES Up to 48 months	2.5% + share/cd rate
CD SECURED Loan Rate Renews @ end of CD term	2.5% + share/cd rate

Signature Loans

Credit Rating	A+ APR*
up to 48 months	as low as 11.00%

Open Line of Credit Loans

Credit Rating	A+ - B APR*
No Set Term - requalifies every 3 years	15.00%

Overdraft Protection Loans

Credit Rating	A+ - B APR*
up to 30 months/requalifies every 3 year	15.00%

Stock Loans

Credit Rating	A+ APR*
up to 48 months	11.00%

Real Estate Loans


Credit Rating	A APR*
FIRST MORTGAGE - 5 year balloon/30 year amortization	market
CONSTRUCTION - 5 year balloon/30 year amortization	market

Real Estate Loans / 2nd Mortgage / Lot Loans

Credit Rating	A APR*
up to 120 months	market
lot loans - up to 144 months - up to 100% financing	market

Home Equity Line of Credit

Credit Rating	A APR*
60/120 months	Prime

*APR = Annual Percentage Rate. All Secured Loans are available for an estimated term of 12, 24, 36, 48, 60 or 72 months. Your exact ANNUAL PERCENTAGE RATE for a signature or secured loan will be determined at the time you apply for a particular loan, based upon your credit worthiness at that time and will be disclosed on your Advance Request Voucher/Disbursement Voucher.
Go To Loan Application| Go To Calculators| Back to Top

Savings Dividend/
Interest Rate APY* Term

Regular Shares 0.100 0.100 n/a

Special Shares/Vacation Club 0.250 0.250 n/a

Christmas Club 0.250 0.250 n/a

L'argent Money Market 0.250 0.250 n/a

IRA/ Regular Shares 1.00 1.000 n/a

Checking Interest Rate   APY* Term

Prestige Checking 0.100 0.100 n/a

*APY = Annual Percentage Yield. ALL SAVINGS ACCOUNTS ARE FEDERALLY INSURED THE NATIONAL CREDIT UNION ADMINISTRATION (NCUA),
AN AGENCY OF THE U.S. GOVERNMENT

THE EMERGENCY ECONOMIC STABILIZATION ACT OF 2008, SIGNED INTO LAW ON OCTOBER 3, 2008, INCREASED THE INSURANCE COVERAGE ON ALL ACCOUNTS UP TO $250,000.00 THROUGH DECEMBER 31, 2009.

ALSO, PREVIOUS LEGISLATION THAT INCREASED NCUSIF COVERAGE FOR RETIREMENT ACCOUNTS ALSO HAS A PROVISION FOR POTENTIAL INCREASES IN THE INSURANCE LIMITS ON ALL SHARE ACCOUNTS, INCLUDING RETIREMENT ACCOUNTS, EVERY FIVE YEARS. THIS PROCESS WILL BEGIN IN 2011. CHANGES, IF THEY OCCUR AT ALL, WILL BE BASED, IN PART, ON INFLATION.

Back to Top

Certificates Dividend/
Interest Rate
APY*
Term

6 Month Certificates                                     .25 .25 6

12 Month Certificates                .50     .50 12

18 Month Certificates .65 .65 18

24 Month Certificates .75 .75 24

36 Month Certificates 1.00 1.00 36

48 Month Certificates 1.24 1.25 48

60 Month Certificates 1.49 1.50 60

24 Month IRA Certificates .75 .75 24

36 Month IRA Certificates 1.00 1.00 36

48 Month IRA Certificates 1.24 1.25 48

60 Month IRA Certificates 1.49 1.50 60

*APY = Annual Percentage Yield. ALL CERTIFICATE OF DEPOSIT ACCOUNTS ARE FEDERALLY INSURED TO $250,000.00 BY THE NATIONAL CREDIT UNION ADMINISTRATION (NCUA), AN AGENCY OF THE U.S. GOVERNMENT
Back to Top

Savings	Dividend/ Interest Rate	APY*	Term
Regular Shares	0.100	0.100	n/a
Special Shares/Vacation Club	0.250	0.250	n/a
Christmas Club	0.250	0.250	n/a
L'argent Money Market	0.250	0.250	n/a
IRA/ Regular Shares	1.00	1.000	n/a
Checking	Interest Rate	APY*	Term
Prestige Checking	0.100	0.100	n/a

Certificates	Dividend/ Interest Rate	APY*	Term
6 Month Certificates	.25	.25	6
12 Month Certificates	.50	.50	12
18 Month Certificates	.65	.65	18
24 Month Certificates	.75	.75	24
36 Month Certificates	1.00	1.00	36
48 Month Certificates	1.24	1.25	48
60 Month Certificates	1.49	1.50	60
24 Month IRA Certificates	.75	.75	24
36 Month IRA Certificates	1.00	1.00	36
48 Month IRA Certificates	1.24	1.25	48
60 Month IRA Certificates	1.49	1.50	60