Risk-Based| Savings| Certificates
Cars and Trucks / New and Program
| Credit Rating |
A+
APR* |
| |
as low as 4.75% |
Used Cars
| Credit Rating |
A+
APR* |
| |
as low as 6.75% |
Boats, Jet Skis & Motorcycles
| Credit Rating |
A+
APR* |
| Up to 120 Months |
as low as 6.75% |
RV's & Campers
| Credit Rating |
A+
APR* |
| Up to 144 months |
as low as 7.00% |
Mobile Homes / New and Used
| Credit Rating |
A+
APR* |
| Up to 120 months |
as low as 9.50% |
Share/CD Secured Loans
| Credit Rating |
A+
APR* |
| SHARES Up to 48 months |
2.5% + share/cd rate |
|
CD SECURED Loan Rate Renews @ end of CD term
|
2.5% + share/cd rate |
Signature Loans
| Credit Rating |
A+
APR* |
| up to 48 months |
as low as 11.00% |
Open Line of Credit Loans
| Credit Rating |
A+ - B
APR* |
| No Set Term - requalifies every 3 years |
15.00% |
Overdraft Protection Loans
| Credit Rating |
A+ - B
APR* |
| up to 30 months/requalifies every 3 year |
15.00% |
Stock Loans
| Credit Rating |
A+
APR* |
| up to 48 months |
11.00% |
Real Estate Loans
| |
|
| Credit Rating |
A
APR* |
| FIRST MORTGAGE - 5 year balloon/30 year amortization |
market |
| CONSTRUCTION - 5 year balloon/30 year amortization |
market |
Real Estate Loans / 2nd Mortgage / Lot Loans
| Credit Rating |
A
APR* |
| up to 120 months |
market |
| lot loans - up to 144 months - up to 100% financing |
market |
Home Equity Line of Credit
| Credit Rating |
A
APR* |
| 60/120 months |
Prime |
*APR = Annual Percentage Rate. All Secured Loans are available for an estimated term of 12, 24, 36, 48, 60 or 72 months. Your exact ANNUAL PERCENTAGE RATE for a signature or secured loan will be determined at the time you apply for a particular loan, based upon your credit worthiness at that time and will be disclosed on your Advance Request Voucher/Disbursement Voucher.
Go To Loan Application| Go To Calculators| Back to Top
|
|
*APY = Annual Percentage Yield. ALL SAVINGS ACCOUNTS ARE FEDERALLY INSURED THE NATIONAL CREDIT UNION ADMINISTRATION (NCUA),
AN AGENCY OF THE U.S. GOVERNMENT
THE EMERGENCY ECONOMIC STABILIZATION ACT OF 2008, SIGNED INTO LAW ON OCTOBER 3, 2008, INCREASED THE INSURANCE COVERAGE ON ALL ACCOUNTS UP TO $250,000.00 THROUGH DECEMBER 31, 2009.
ALSO, PREVIOUS LEGISLATION THAT INCREASED NCUSIF COVERAGE FOR RETIREMENT ACCOUNTS ALSO HAS A PROVISION FOR POTENTIAL INCREASES IN THE INSURANCE LIMITS ON ALL SHARE ACCOUNTS, INCLUDING RETIREMENT ACCOUNTS, EVERY FIVE YEARS. THIS PROCESS WILL BEGIN IN 2011. CHANGES, IF THEY OCCUR AT ALL, WILL BE BASED, IN PART, ON INFLATION.
Back to Top
|
*APY = Annual Percentage Yield. ALL CERTIFICATE OF DEPOSIT ACCOUNTS ARE FEDERALLY INSURED TO $250,000.00 BY THE NATIONAL CREDIT UNION ADMINISTRATION (NCUA), AN AGENCY OF THE U.S. GOVERNMENT
Back to Top
|
Rates
