Fee Schedule

First Pioneers Federal Credit Union Fees as of October 15, 2011
Share Account Fees (Savings)
Minimum Share Deposit	$ 5.00
Minimum to Earn Interest on Shares	$100.00
Return Items (3rd Party)	$ 10.00
Excess Money Market Withdrawal (2 free per month)	$ 10.00
Minimum to Earn Interest on Money Market	$500.00
Money Market Monthly Fee (balance less than $500.00)	$ 2.00
Dormant Acccount Fee	$5.00 per month
Share Draft Account Fees
NSF Fees	$ 25.00
Non-Return Draft Fee	$ 25.00
Stop Payment	$ 20.00
Overdraft Protection Fee (activated by checking)	$ 5.00
Statement Printout	$ 3.00
Statement Reprint (Microfiche)	$ 5.00
Check Copy (per check)	$ 2.00
Share Draft (Service Charge)	Varies by account type
Checks ordered through Credit Union	Varies by style
Other Service Fees Applies (Applies to all accounts)
Drafts sent for Collection	$12.00
ACH Transfer	$12.50 - one time set up fee
Certified Check	$ 5.00
Official Checks Made Payable to 3rd Party	$5.00
Money Order	$ 2.00
Official Check - 1st One Free, Each additional check	$ 2.00
Lost/Stolen ATM/Debit Cards	1st replacement No Charge Each one thereafter $25.00
Debit / ATM Pin Replacement	$2.00
Wire Transfer Fee - (Outgoing International)	$35.00
Wires - Incoming	$10.00
Account Early Closing ( Before 90 days)	$25.00